Gonzalez Insurance Agency has been protecting businesses for over 30 years.
We are there when you need us, protecting the things that matter most.
The coverage you need at a price that works for your budget.
Gonzalez Insurance Agency has the experience and expertise to help you find the right commercial liability insurance. We will get to know your specific situation, including your business size, location, years of experience, and other factors that are important to selecting the right insurer and coverage for your business.
Commercial liability insurance helps protect your business by handling claims for property damages and bodily injuries that occur during usual business activities. Without protection, you’d have to pay for these expenses out of pocket.
In Florida, 4 out of 10 business owners are likely to deal with a property or general liability claim in the next 10 years. Unforeseen incidents, such as a customer getting injured after slipping and falling, can place any business at financial risk.
A client’s or customer medical cost if they slip and fall in your business
Repair expenses to fix a fence that your employee accidentally damaged while working at a client's home
Legal expenses to defend your business in a claim
Settlements and judgments from a client’s or customer claim
Commercial liability insurance can help protect lawsuits of:
Property damage or bodily injury that your business causes.
Reputational harm resulting from slander, libel, violating a person’s privacy, wrongful eviction, and more.
Advertising injuries, such as copyright violation from your business advertising.
Medical costs if your client or customer hurts themselves while on your business premises.
Damage to rented property produced by a covered loss such as explosion, fire, or lightning.
A commercial liability insurance policy won’t help your business with:
Judgments, settlements, legal defense fees, and court costs can be extremely expensive. If someone files a lawsuit against your business:
When you add the legal secretaries, cost of administrative work, and any judgments or settlements, your business could face a bill totaling hundreds of thousands of dollars. The right commercial liability insurance policy can help your business cover these costs.
Other factors that can affect your commercial liability insurance cost include your company’s:
The best way to find out your specific cost is to get a quote. You can tailor your policy to fit your specific needs. Get a quote today to find out how to get liability insurance to protect your business.
You or your employees representing a client
Meeting with clients face to face
Working on or with another person’s property
Using third-party locations for business activities
Advertising your business
A lot of clients want confirmation that you have this coverage before they sign a contract with your business. You can prove you have commercial liability insurance with a certificate of insurance.